Every trade funds protection

Where the money comes from

Most of the 2.5% fee — 1.5% of every buy and sell — goes to protection: to the token's own insurance pool for its first 30 days, and after that as below (the same 1.5% on Solana, where the fee is 3.125% because Meteora keeps a share; see Launching on Solana). Nobody opts in and nothing is sold on top.

• Days 0–30: into that token's own pool, shown on its token page.
• From day 30: 1% buys the token back and burns it, and 0.5% goes to the site-wide insurance fund, shared across all tokens. The buy-backs run in daily batches.
• The sniper tax paid in a token's first 25 seconds goes to that token's own pool (see Trading).
• Seized Early Lock escrow from a confirmed rug goes to the site-wide fund too — never to platform revenue.

When a token pool pays out

The only claimable event is a confirmed rug. Bluu confirms a rug only when the creator’s own selling causes the collapse: the creator, with any wallets that bought in the launch block, sells a large share of the supply while the price is still near its high, and the price collapses soon after. A crash the creator only sold into afterwards is not confirmed. When a rug is confirmed:

• The pool freezes and the set of eligible wallets is fixed from a snapshot taken just before the rug was confirmed. Buying afterwards does not make you eligible.
• Each eligible wallet's loss is fixed at that moment: what it paid for the tokens it held, less what they were then worth.
• Payouts are published a short window later (two hours by default) while the fees from the selling still fill the pool. The 50 largest losses are paid.
• Claims open two hours after the payouts are published, so the list can be checked first: about four hours after the rug was confirmed. They then stay open for 48 hours by default. Sell all of the token first: a wallet still holding it cannot claim. Anything unclaimed goes to the site-wide fund.
• A rug confirmed late — on day 29, say — still runs this whole timeline. The pool is frozen on confirmation, so it cannot expire under the victims.

Who gets paid

The pool pays the 50 wallets with the largest realised losses, and nobody else. A pool is mainly 1.5% of a token's first 30 days of trading, so spread across every holder it would return a few dollars each. Paying the largest losses means every refund is big enough to matter. If fewer than 50 wallets lost money, all of them are paid.

How much you get back

The pool is shared in proportion to realised loss: the biggest loss gets the most, and every wallet paid gets back the same share of what it lost. Each payout is capped at 90% of that wallet's own loss, so recovery is always partial and 100% is not reachable by design; the cap only comes into play when a pool is larger than 90% of the losses it pays.

A worked example, a $10,000 pool with four wallets paid and $12,540 lost between them:

• Each share is fixed for every wallet paid, whether it claims or not. That stops one early claimant draining the pool; an unclaimed share goes to the site-wide fund when the claim window closes, not to platform revenue.
• The list of wallets paid, and how many there are, is signed by the attestors and checked by the contract, so nobody can change it on the way to the chain.
• Money the loss cap withholds from a claimant goes to the site-wide fund, not to platform revenue.
• Weighting by loss rather than by holdings means someone who buys up a collapsed token for almost nothing cannot claim a large share of the pool.

The site-wide fund

The site-wide fund pays out case by case, at the platform's discretion. There is no formula and no claim a trader can make against it. Every payout needs a written reason and is recorded on chain, and the contract is isolated: the role that approves payouts can reach this fund and nothing else.

It can also fund goodwill campaigns: a one-off payment to wallets the team has picked and checked by hand, such as people rugged on other launchpads. There are no criteria to meet and nothing to apply for. Each campaign has its own contract, its full list on its page and a deadline; only a listed wallet can claim its amount, and anything unclaimed goes back to the fund.